In all areas of business, there is a risk that legal action could be taken against you in respect of liability for personal injury, property damage, or even financial loss.

Liability insurance is designed to protect the policyholder from these risks. The specific type and level of cover needed will depend on the nature of the business and the activities it carries out.

At Source Brokers, we provide access to Public Liability, Product Liability, Employers Liability, and Professional Indemnity Insurance for a wide range of Irish businesses, organisations, and individuals. We work with various providers to offer competitive quotes and tailored solutions to suit your needs.

We also offer Professional Indemnity Insurance for Irish-domiciled professionals across many industries. These policies offer excellent coverage and competitive pricing, helping to ensure your business is protected in case of legal claims arising from professional services.

What Type of Liability Cover Do I Need?

The appropriate liability insurance depends on the nature of your work, your business activities, and the level of risk involved. Below are the most common types of liability insurance and what they cover:

Public Liability Insurance

Covers legal liability for personal injury or property damage caused to third parties as a result of your business activities.

Product Liability Insurance

Protects against claims arising from injury or property damage caused by products you have supplied, manufactured, or sold.

Employers Liability Insurance

Provides cover for legal claims made by employees for injuries, illness, or death sustained during the course of their employment.

Professional Indemnity Insurance

Offers protection if a client suffers financial loss as a result of negligence, error, or omission in the professional service or advice you have provided.

Medical Malpractice Insurance

Specialised cover for healthcare professionals, protecting against claims related to injury caused during the provision of medical or related services.

If you’re unsure what type of liability insurance your business needs, speak with your Source Broker today. We’ll help guide you to the right protection based on your specific industry and risks.